The Mendozie Experience RL Master BF to ...'s blog: "things to know"

"It is no measure of health to be well adjusted in a profoundly sick society."

CNNMoney.com ATM breaches more likely at stores than banks Wednesday July 2, 3:23 pm ET By Jessica Dickler, CNNMoney.com staff writer When hackers infiltrated Citibank ATMs at 7-Eleven stores, they revived the fear of everyone looking to get out a few bucks for a Slurpee - is using this machine safe? Experts say the answer is that an ATM's safety depends on where it is. If it's at a bank, an ATM is somewhat safer than it is in a public place, such as a ballpark, a train station or a convenience store. "You should never use ATM machines at convenience stores if you can help it because those are much more susceptible to tampering," added Avivah Litan, a security analyst with the Gartner research firm. While consumers can't do much when hackers break into back-end computers that approve cash withdrawals in order to steal PIN codes - such as happened during last year's Citi ATM breach - the odds are slim that it will happen to you. "It is possible to install malicious software on a banking server to capture an encrypted pin as it passes through, but it is extremely rare," according to Margot Mohsberg, a spokeswoman for the American Bankers Association. There are other methods of getting scammed at the ATM, however, that are both popular and preventable. Most often, thieves use a method called skimming, which means they insert a device into the card slot on an ATM that steals your data right off your card's magnetic strip. When it comes to skimming, non-bank ATMs are far more susceptible, putting you at greater risk. There's less of a chance of skimming at your bank's local branch, because the bank is videotaping and maintaining that ATM, than at the ones in a convenience store that are maintained by a third party, said Ellen Cannon, managing editor at bankrate.com. "There are thefts constantly," said Cannon. To further decrease your odds of getting victimized, Cannon also suggests changing your PIN number regularly and using different PINs for different accounts. Also, when shopping, opt for credit over debit. Chances are your credit card has 100% fraud liability, whereas your debit card may not. "Basically, avoid using your PIN as much as possible," Litan recommends. Despite industry standards that call for protecting PINs with strong encryption, that doesn't always happen, so to stay on the safe side, keep transactions that require you to enter your PIN to a minimum. And when it comes to online activity, never use your PIN under any circumstances. "There's no online use of PINs," Litan said, and any prompt to do so is just a scam. Ultimately, the best thing you can do is check your account frequently and report any suspicious activity immediately. Beyond that, there's really not much else consumers can do, according to Thomas Fox, community outreach director of Cambridge Credit Corp., a nonprofit credit counseling agency based in Agawam, Mass. "It falls to the bank to employ new ways to deter hackers." But if you are a victim of theft, keep in mind that while it is a hassle, it is not necessarily a hardship. "The bottom line is that consumers are not responsible for any fraudulent activity on their account," Mohsberg

WELL BACK FROM VACATION...AND NO...NO PICS...DIDNT GO ANYWHERE...I MEAN COME ON ...WE ALL SEE HOSTEL AND MOVIES LIKE IT...LOL...JUST SPENT TIME WIT THE FAMILY....HOPE U SEXY PEOPLE BEHAVED WHILE I WAS AWAY...AT LEAST ALIL..LOL

well my beautiful friends....my birthday is tomorrow and im on vacation next week...so most likely i will not be on next week....thank for the love ...will be seein ya all after next week....be good...or be good at it

By JORDAN ROBERTSON, AP Technology Writer 2 hours, 41 minutes ago When surfing the Internet for safe Web sites, not all domains are equal. Companies that assign addresses for Web sites appear to be cutting corners on security more when they assign names in certain domains than in others, according to a report to be released Wednesday by antivirus software vendor McAfee Inc. McAfee found the most dangerous domains to navigate to are ".hk" (Hong Kong), ".cn" (China) and ".info" (information). Of all ".hk" sites McAfee tested, it flagged 19.2 percent as dangerous or potentially dangerous to visitors; it flagged 11.8 percent of ".cn" sites and 11.7 percent of ".info" sites that way. A little more than 5 percent of the sites under the ".com" domain — the world's most popular — were identified as dangerous. More spammers, malicious code writers and other cybercriminals can establish an online presence when domain name registry businesses cut requirements for registering a site in order to boost their profit and profile. The report doesn't identify domain name registration companies McAfee believes are responsible for those lapses. Hundreds, perhaps thousands, of companies are in the business of registering domain names; some are large and well known, while others are small and less reputable, offering their services on the cheap and with flimsy or no background checks to lure in more customers. The fact that Internet scam artists gravitate to domain name services with lower fees and fewer requirements isn't new. What McAfee's "Mapping the Mal Web" report, now in its second year, tries to do is identify the domains that are populated with the highest concentration of risky sites. The servers for ".hk" and ".cn" Web sites don't have to be in China; Web site operators can register sites from anywhere to target different geographies. Other risky domains include ".ro" (Romania), with 6.8 percent, and ".ru" (Russia), with 6 percent of sites flagged as dangerous. Shane Keats, research analyst for McAfee and lead author of the report, said the increase in dangerous sites registered under the ".hk" and ".cn" domains over last year's report was caused in part by better data collection on McAfee's part on those domains and by apparent security lapses in some registrar companies' processes for registering addresses. "My advice about surfing behavior is that if you're really desperate for cheap Prozac and the pharmacy ends in '.cn,' don't do it. Just don't do it," Keats said. "Find another place to get your Prozac." Many Internet frauds involve fake sites for pharmaceuticals. The McAfee report is based on results from 9.9 million Web sites that were tested in 265 domains for serving malicious code, excessive pop-up ads or forms to fill out that actually are tools for harvesting e-mail addresses for sending spam. Keats said domain name registrars that are strict about authenticating that Web site owners are operating a legitimate business see far fewer malicious Web sites using their services. Where McAfee found some of the least-risky domain names: • ".gov" (government use), with 0.05 percent flagged; • ".jp" (Japan), with 0.1 percent flagged and • ".au" (Australia), with 0.3 percent flagged.

* Cats and dogs must have a permit to have sex in Ventura County, CA. * Fairbanks, AK, does not allow moose to have sex on city streets. * Sexual positions other than missionary-style are illegal in Washington D.C. * It's illegal for a man to curse while having sex * In Harrisburg, PA, sex with a truck driver inside a toll booth is illegal. * Kingsville, TX, has a law against two pigs having sex on the city's airport property. with his wife in Willowdale, OR. * Washington state has a law against having sex with a virgin... even on her/his wedding night. * It's illegal to masturbate while watching two people having sex in a car in Clinton, OK. * Nude sexual acts in the front yard of any home after sundown are illegal in Bozeman, MT. -- In Bakersfield, California, anyone having intercourse with Satan must use a condom. (An asbestos one we presume.) -- In Oblong, Illinois, it's punishable by law to make love while hunting or fishing on your wedding day. -- In Minnesota, it is illegal for any man to have sexual intercourse with a live fish. (Apparently it's OK for woman.) -- No man is allowed to make love to his wife with the smell of garlic, onions, or sardines on his breath in Alexandria, Minnesota. If his wife so requests, law mandates that he must brush his teeth. -- Warn your hubby that after lovemaking in Ames, Iowa, he isn't allowed to take more than three gulps of beer while lying in bed with you -- or holding you in his arms. -- Bozeman, Montana, has a law that bans all sexual activity between members of the opposite sex in the front yard of a home after sundown -- if they're nude. -- In hotels in Sioux Falls, South Dakota, every room is required to have twin beds. And the beds must always be a minimum of two feet apart when a couple rents a room for only one night. And it's illegal to make love on the floor between the beds! -- The owner of every hotel in Hastings, Nebraska, is required to provide each guest with a clean and pressed nightshirt. No couple, even if they are married, may sleep together in the nude. Nor may they have sex unless they are wearing one of these clean, white cotton nightshirts. -- An ordinance in Newcastle, Wyoming, specifically bans couples from having sex while standing inside a store's walk-in meat freezer! -- A state law in Illinois mandates that all bachelors should be called master, not mister, when addressed by their female counterparts. -- In Romboch, Virginia, it is illegal to engage in sexual activity with the lights on. -- In Merryville, Missouri, women are prohibited from wearing corsets because "the privilege of admiring the curvaceous, unencumbered body of a young woman should not be denied to the normal, red-blooded American male." -- It's safe to make love while parked in Coeur d'Alene, Idaho. Police officers aren't allowed to walk up and knock on the window. Any suspicious officer who thinks that sex is taking place must drive up from behind, honk his horn three times and wait approximately two minutes before getting out of his car to investigate. -- A law in Helena, Montana, mandates that a woman can't dance on a table in a saloon or bar unless she has on at least three pounds, two ounces of clothing. (Ouch! These pasties hurt!) -- Anywhere in the U.S., it's illegal to use any live endangered species, excepting insects, in public or private sexual displays, shows or exhibits depicting cross-species sex. (Insectophiles apparently were successful in their lobbying efforts.) -- Lovers in Liberty Corner, New Jersey, should avoid satisfying their lustful urges in a parked car. If the horn accidentally sounds while they are frolicking behind the wheel, the couple can face a jail term. -- In Carlsbad, New Mexico, it's legal for couples to have sex in a parked vehicle during their lunch break from work, as long as the car or van has drawn curtains to stop strangers from peeking in. -- Women aren't allowed to wear patent-leather shoes in Cleveland, Ohio - a man might see the reflection of something "he oughtn't!" -- No woman may have sex with a man while riding in an ambulance within the boundaries of Tremonton, Utah. If caught, the woman can be charged with a sexual misdemeanor and "her name is to be published in the local newspaper." The man isn't charged nor is his name revealed. -- It is illegal for any member of the Nevada Legislature to conduct official business wearing a penis costume while the legislature is in session.

Ê 130.00 Sex offenses; definitions of terms. The following definitions are applicable to this article: 1. "Sexual intercourse" has its ordinary meaning and occurs upon any penetration, however slight. 2. "Deviate sexual intercourse" means sexual conduct between persons not married to each other consisting of contact between the penis and the anus, the mouth and penis, or the mouth and the vulva. 3. "Sexual contact" means any touching of the sexual or other intimate parts of a person not married to the actor for the purpose of gratifying sexual desire of either party. It includes the touching of the actor by the victim, as well as the touching of the victim by the actor, whether directly or through clothing. 4. "Female" means any female person who is not married to the actor. For the purposes of this article "not married" means: (a) the lack of an existing relationship of husband and wife between the female and the actor which is recognized by law, or (b) the existence of the relationship of husband and wife between the actor and the female which is recognized by law at the time the actor commits an offense proscribed by this article by means of forcible compulsion against the female, and the female and actor are living apart at such time pursuant to a valid and effective: (i) order issued by a court of competent jurisdiction which by its terms or in its effect requires such living apart, or (ii) decree or judgment of separation, or (iii) written agreement of separation subscribed by them and acknowledged in the form required to entitle a deed to be recorded which contains provisions specifically indicating that the actor may be guilty of the commission of a crime for engaging in conduct which constitutes an offense proscribed by this article against and without the consent of the female. 5. "Mentally defective" means that a person suffers from a mental disease or defect which renders him incapable of appraising the nature of his conduct. 6. "Mentally incapacitated" means that a person is rendered temporarily incapable of appraising or controlling his conduct owing to the influence of a narcotic or intoxicating substance administered to him without his consent, or to any other act committed upon him without his consent. 7. "Physically helpless" means that a person is unconscious or for any other reason is physically unable to communicate unwillingness to an act. 8. "Forcible compulsion" means to compel by either: a. use of physical force; or b. a threat, express or implied, which places a person in fear of immediate death or physical injury to himself, herself or another person, or in fear that he, she or another person will immediately be kidnapped. 9. "Foreign object" means any instrument or article which, when inserted in the vagina, urethra, penis or rectum, is capable of causing physical injury. Ê 255.17 Adultery. A person is guilty of adultery when he engages in sexual intercourse with another person at a time when he has a living spouse, or the other person has a living spouse. Adultery is a class B misdemeanor. Ê 255.25 Incest. A person is guilty of incest when he or she marries or engages in sexual intercourse or deviate sexual intercourse with a person whom he or she knows to be related to him or her, either legitimately or out of wedlock, as an ancestor, descendant, brother or sister of either the whole or the half blood, uncle, aunt, nephew or niece. Incest is a class E felony. Ê 255.20 Unlawfully procuring a marriage license, bigamy, adultery: defense. In any prosecution for unlawfully procuring a marriage license, bigamy, or adultery, it is an affirmative defense that the defendant acted under a reasonable belief that both he and the other person to the marriage or prospective marriage or to the sexual intercourse, as the case may be, were unmarried.

Joy toy store gets a good vibe from Park Slope parents BY TRACY CONNOR DAILY NEWS STAFF WRITER Chances are it's the only sex shop in the city with a baby-changing table in the bathroom. Babeland, the city's upscale erotic toy retailer, is coming to Bugaboo Central - also known as Park Slope, Brooklyn. The booty-call boutique opens Thursday on Bergen St. near trendy Fifth Ave. next to a maternity shop, down the road from a Gymboree outlet, and around the corner from a more - ahem - traditional toy shop. Babeland owner and Brooklyn mom Claire Cavanah said the feedback has been mostly positive. "My wife is so excited," neighborhood resident Ed Oliver, 40, shouted at her as he passed by the blue-and-white storefront Tuesday. Pushing her 5-month-old daughter, Dora Guttierrez, 39, gave the new business the stroller mom's stamp of approval. "It's normal. It's healthy. I might visit it myself," she said. She had one caveat: "As long as it's sort of tasteful." In a nod to neighborhood sensibilities, Cavanah said her first Brooklyn shop - she has others in Seattle and Manhattan - won't have any sex toys in the window. "We don't want to make anyone uncomfortable," she said. Still, the thought of a store full of vibrators and erotic DVDs inflamed the passions of a few passersby. "I don't think it's a good idea. There are so many kids in the neighborhood," said one mother of a 12-year-old boy, who did not want her name used. "I think they have enough exposure they're not ready for. We don't need any more right here." Marie Shriver, 78, who lives in Midwood but shops in the area, called it "shocking." "You don't need to bring them into the neighborhood," she said. When a Pink Pussycat Boutique opened across the street from a middle school in Park Slope, there was a bit of an uproar. Cavanah is quick to point out her shop has a different vibe, so to speak - more vegan lubricant and less fuzzy handcuffs. She plans to run workshops for new moms and classes on having a "sex-positive" family. And yes, "I'm putting a changing table in the bathroom," she said. Fellow merchant Hannah MacDonald, who runs the mom-to-be shop Bump next door, said Cavanah's track record should allay any fears about sleaze. "She's taken a lot of the stigma away from it. It's not a secret, behind the curtain business any more," she said. "We're in the maternity business, so we're in the business of sex, too. One leads to the other." Strange....if u dress up sex in a friendly fashion..its ok...regardless if its a vibrator or strapon.....or soft porn video

ID-protection ads come back to bite pitchman By JORDAN ROBERTSON, AP Technology Writer Thu May 22, 7:09 AM ET Todd Davis has dared criminals for two years to try stealing his identity: Ads for his fraud-prevention company, LifeLock, even offer his Social Security number next to his smiling mug. Now, Lifelock customers in Maryland, New Jersey and West Virginia are suing Davis, claiming his service didn't work as promised and he knew it wouldn't, because the service had failed even him. Attorney David Paris said he found records of other people applying for or receiving driver's licenses at least 20 times using Davis' Social Security number, though some of the applications may have been rejected because data in them didn't match what the Social Security Administration had on file. Davis acknowledged in an interview with The Associated Press that his stunt has led to at least 87 instances in which people have tried to steal his identity, and one succeeded: a guy in Texas who duped an online payday loan operation last year into giving him $500 using Davis' Social Security number. Paris said the fact Davis' records were compromised at all supports the claim that Tempe, Ariz.-based LifeLock doesn't provide the comprehensive protection its advertisements say it does. "It's further evidence of the ineffectiveness of the services that LifeLock advertises," said Paris, who is lead attorney on the three new lawsuits, the latest of which was filed this month. Davis learned about the fraud in Texas when the payday-loan outfit called to collect on the loan, he said. He didn't get an alert beforehand because the company didn't go through one of the three major credit bureaus before approving the transaction. Davis said it's possible driver's licenses have been issued to other people in his name because of the widespread availability of his personal information — and because of what he described as the flimsy mechanisms in place to report that kind of fraud. Paris noted that LifeLock charges $10 a month to set fraud alerts with credit bureaus, even though consumers can do it themselves for free. But Davis stands by his company and his advertising gimmick, which has appeared in newspapers and on billboards, radio and MTV. He even broadcasts it by bullhorn on walking tours through crowded downtowns. "There's nothing on my actual credit report about uncollected funds, no outstanding tickets or warrants or anything," he said. "There's nothing to indicate my identity has been successfully compromised other than the one instance. I know I'm taking a slightly higher risk. But I'll take my risk for the tremendous benefit we're bringing to society and to consumers." The lawsuits, for which Paris is seeking class-action status, highlight the fundamental limits on how much security identity-theft companies can provide. Companies like LifeLock can help guard against only certain types of financial fraud by helping consumers set up alerts with credit bureaus, which inform them when someone tries to open a new line of credit or boost their credit limit to finance a buying binge, for example. The services don't guard against many types of identity theft such as use of a stolen Social Security number on a job application or for medical services, or even the instance of an arrestee giving police a stolen Social Security number to shield his own identity. LifeLock is also being sued in Arizona over its $1 million service guarantee, which the plaintiffs claim is misleading because it only covers a defect in LifeLock's service, and in California by the Experian credit bureau. Experian accuses LifeLock of deceiving consumers about the breadth of its protection and abusing the system for attaching fraud alerts to credit reports. Security experts say complaints about the company reinforce the time-honored wisdom of keeping your Social Security number secret. "There's been a lot of marketing, a lot of hype about LifeLock," said Paul Stephens, director of policy and advocacy with the Privacy Rights Clearinghouse, a nonprofit consumer advocacy organization. "The question is, 'How much protection does it really buy you?'" "There is no company that can guarantee they can protect you (completely) against identity theft," Stephens said. "Absolutely nobody can do that."

A few more things you should know about the DTV transition Buzz up!on Yahoo!Our Yahoo! Tech advisors have covered next year's Digital Television Transition, and many sites are devoted entirely to this topic. But it appears there's still a lot of confusion out there about the transition, as Ben noted. Sadly, more than one-third of U.S. households don't know about the transition, while others are rushing out to buy new TV sets they don't need. What's really upsetting is that some folks may unknowingly be buying analog-only televisions that will still require a converter box or cable subscription next year, because retailers refuse to put up disclosure signs. You see, the Federal Communications Commission requires that all TVs manufactured, imported, or shipped since March 1, 2007, include a digital tuner. Analog-only sets that don't have digital tuner can still be sold, as long as retailers display warnings to consumers near them. The problem that is retailers like Wal-Mart, Sears, Target, and Circuit City haven't been following this rule. So they are now facing hefty fines from the FCC. According to an FCC report, Sears "willfully and repeatedly" violated the rules by failing to display a sign next to analog-only equipment it was selling online and in stores. Sears received more than 20 citations and is now facing a $1.1 million fine. Wal-Mart is looking at a $992,000 fine for violations in 51 stores, and Circuit City is facing a $712,000 fine. More companies will no doubt try to take advantage of the digital TV-transition confusion. So I thought I'd put together a few tips to help you make an informed decision before you buy or subscribe to something you may not need. To clarify, you're not affected by the DTV transition if you have one of the following: * A TV with a digital tuner * A digital-to-analog converter box * A cable or satellite TV subscription that's not connected straight to your TV set (more on this later) Only analog TV owners who rely on antennas to receive over-the-air-television signals are affected by the change. Find out if your TV has a digital tuner If you own a TV that's a few years old and not rectangular DO YOU MEAN NOT WIDESCREEN?, a quick look inside your owner's manual may tell you if your television has a digital tuner. Some TVs with this feature are labeled, but if yours isn't, you can go to the manufacturer's website and search for your model. Sets with digital tuners will have one of the following labels: Integrated Digital Tuner Digital Tuner Built-In Digital Receiver Digital Tuner DTV ATSC HDTV (High-Definition Television) Do not buy a television that doesn't have a digital tuner, unless you're planning to spend more money on a converter box. If you plan to buy one anyway, keep in mind that it doesn't need to be an HDTV, unless you want high-definition programming-which usually requires an additional subscription from your cable provider, anyway. No digital tuner, no problem You don't have to get rid of your favorite analog TV set. Just get a converter box. All U.S. households are eligible to apply for up to two $40 coupons that can be used towards the purchase of a converter box. These coupons are being handed out between January 1, 2008 and March 31, 2009, and you can request your coupon here. Keep in mind that you don't need a converter box if you have cable or satellite service. Cable subscribers are also affected According to a report by the Associated Press, cable customers may face additional charges due to the DTV transition. Those with set-top boxes don't need to worry too much, but the over 28 million who plug their cable wires straight into the back of their TVs may have to pay for converter boxes. Check with your provider to determine your situation. One customer in the AP story was told she needed to rent a converter box per television for $5.95 per month each, plus a $60 installation fee, increasing her bill 75 percent. If you have extra analog televisions in your home without converter boxes, you may want to look into your options now-before it's too late.