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Lesava's blog: "Nikki's Views"

created on 01/28/2017  |  http://fubar.com/nikki-s-views/b369039

The next battle in the war? What is it, you ask? Insurance, insurance, insurance. After all this insurance crap is over, I just really don't want anything to do with it for a LONG time! Since I have power of attorney for Mom because of her Parkinson's, I have been dealing with the house insurance ALOT. Between all the adjusters, I got confused at times. They have all been so nice, but the problem is, Mom has TERRIFIC insurance, and she is getting good money from them. BUT, because of the amount, they have to get approval from higher ups on everything, and it takes forever. We FINALLY got the outside property check, the outside out house/shrubbery check, and FINALLY, after a while, an inside check for our property in the house, but we are asking for more on that, we had a lot of things in there, and we deserve more money for that. We are going to fight for every cent we can get. 

Yes, we signed up for FEMA, but we will probably get nothing from it, because Mom's insurance IS so good. I have also signed Mom up for the lawsuit going on against PG&E for the fire. Nothing will come of it for a while, but at least she is in on it. 

The day after Christmas we finally went up to Paradise and saw our doomed home in person for the first time. It was rough, I cried. I thought we would be able to find something in the rubble that we could salvage. There was NOTHING. If it wasn't burned, it was crushed by debris or crushed by our cement roof tiles. We found a couple of dishes, Mom said leave them. We got Dad's gun from my brother, and after we left the house, we turned it in at the police station. Even Dad's service revolver was melted. That fire was SO HOT. I can't believe how bad it was. Driving around town before and after we dealt with the house, it was just mind boggling that we got out of there as well as we did. It scares me still to think about it. 

I know you are thinking, what about you? Well, Mom's house was Mom's, I just lived there. I got money for my car, but otherwise I'm kinda along for the ride. She has been using her money to replace my clothes, and for Christmas I got new glasses, a new Keurig, and a new phone to go with my new phone plan that I had to get up here. I have been benefiting from Mom's insurance as well. The best thing for Christmas, Mom bought me a NEW CAR. Well it's a used car, but new for me! A 2012 Jeep Grand Cherokee Laredo 4x4, which we need up here in Oregon with some of these passes during the bad times of the year. 

Another development........we found a house! We made an offer, got accepted, and it closes escrow on February 15th. Again, I had to sign a shitload of paperwork since Mom couldn't, I got writer's cramp in the process LOL It's a ranch style, 3 bedroom 2 bath, nice big family room/living room, kitchen with nice breakfast nook. We also have a jacuzzi tub on the back porch, and a spa tub in the master bathroom. A nice yard area for Bruiser to play on, plus a two car garage that we can enter into from the laundry room. We are happy with it. We are going to do some painting in there, and get new gutters, and yes, new furniture will be forthcoming, but it will be happening, and we are both looking forward to it so much. 

My next entry will be about my emotions and thoughts as I have reflected on the fire. It's been tough, but I am dealing ok with it. It will be about me, not as much about Mom LOL stay tuned.......

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