My life Blog by becca29
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becca29's blog: "My life"

created on 06/07/2007  |  http://fubar.com/my-life/b89594
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What the hell is it with these stupid credit places (Experian, Transunion, and the other one) and the places that think your credit score has anything to do with the way you handle your money?????????????? So I go to my CU to see about getting a loan. They get my credit score from one of the companies and even though I have had an account with them for 23 years, my accounts are in good standing and a previous loan with no late or missed payments, they deny me a loan, because of my credit score. I have too much credit - the house, the van, all the bills are in my name, because of my husband's job. So we figured my husband's only a co-signer on the van, maybe his credit is better. When he went to apply for the loan, his credit score is amazing because there is practically nothing on his report. They denied him a loan because he doesn't have enough credit, even though his score is good. So you have to have a credit card or a loan to build up credit (revolving credit with consistent monthly payments over time)... but if no one is willing to give you a line of credit, how do you build it up in the first place? A high score with nothing reporting is bad, a low score with everything reporting is bad. They wouldn't average the two together, but then - two bads don't make a good. . . or something like that!
Ok so the van died back in February and my brother kept saying he would fix it. It would cost about $1000 and don't worry about it....he'll take care of it (after the Cavalier, after the Suburban, after the Lincoln. . . none of them are fixed yet) He hasn't touched or moved the van yet, so I had it towed to his friend's shop today. There I am told that if the problem is what my brother said, then the labor alone will be $1100. We're saving up money to have it fixed, and we will have $1000 on Friday. Anyone know where I can make a quick $3500??? I need to have my van fixed! I still owe $1300 on it! Making Chocolate chip cookies for the mechanic is not going to cut it this time. And as I understand it, the "discount room" is for hot MILFs, not people like me. I cannot be driving my baby brother's car all summer because there's not room for the whole family. We can't take Dennis's truck everywhere. ....If only I could use Cherry Bucks to pay for my van to get fixed, and other real-life things..... :)
Now I know that "thinking" was my problem, but here it goes - I have the song "Fat Bottom Girls" stuck in my head. I am not a fat bottom girl, and I choose guys over girls when it comes to looking at bottoms. . . and yet this song has been stuck there for three days.
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