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MuMM: Make up My Mind!
MuMMs are polls which allow the fubar community to help you make up your mind! Please, no adult or inappropriate content!

Clovis, CA
In debt
created @ 04/3/2008 09:36 am
mum expired. [FRIENDS]
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I am in a delemma. I currently have good credit but a lot of credit card debt. I recently lost some of my extra income. I am able to pay my bills but have no money left over for anything. Do I dare go to one of those credit counseling places and ruin my credit or stick it out and hope for a windfall (as in my extra income coming back)?
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