Do you know who is the bankrupt? The Prophet (peace be upon him) once asked his Companions (May Allah be pleased with them), "Do you know who is the bankrupt?" The Companions said, "A bankrupt is the one who has neither dirham (money) nor wealth." The Prophet(peace be upon him) said: The bankrupt of my Ummah (Nation) is he who would come on the Day of Judgment with lotsof prayers, fasts and charities ; but who had offended a person.... Slandered another.... Wrongfully taken the wealth of that person..... Shed another’s blood..... and has beaten still another...... So Allah will take rewards of his good deeds & give them to those who had been victimized by him; If all of his good deeds were finished before their dues were paid.... Their sins will be taken and imposed on him.... ...and consequently, he will be thrown into the fire-pit! Narrated by(Muslim)