it's true what they say...LIFE'S JUST NOT FAIR!!! i've spent the last year and 3 months paying off all my bad debt. i'm down to my last payment, and my credit still looks bad. it sux. and the worst part about it is i really need a car now and im tryin to get approved for a loan and its takin forever to hear back.
schools really need to have finance and credit classes as a requirment for graduation in high school. these kids don't have a clue what they're gonna get themselves into and the credit card companies look at them as easy prey. they rack up the bills and can't pay it back. more money for the big companies. it just sux. so here i am at the mercy of my damn credit score waiting to hear if i'm approved or not. i have no money for a downpayment, which i hear isn't all that bad, but worst part is if i get denied i have NO one to co-sign. ugh this is just unreal. im praying that i get approved but if i don't hear anything by tomorrow i'm gonna think i was denied. so here goes nothing.
ttfn Lisa